Financial News & Updates
1) CLICK HERE TO READ ABOUT GOVERNMENT INSURANCE LIMITS ON YOUR MONEY
2) 2008-2009 TAX PLANNING GUIDE:
RIGHT CLICK HERE AND CHOOSE "SAVE TARGET AS" TO DOWNLOAD THE PDF
3) TIPS FOR GETTING A RAISE:
Are you earning the salary you deserve? In a tight economy, many people are finding that they are not receiving impressive increases when evaluation time rolls around. Do not despair. There are some steps you can take to maximize your chances for a larger paycheck. Click here to read more about this story.
4) IS YOUR CREDIT SCORE COSTING YOU MONEY?
In these uncertain financial times, even those with excellent credit histories may have trouble getting a mortgage or other type of loan. That is why it is important to know your credit score and the effect it can have on your checkbook. Click here to read more about this story.
5) WAYS TO REPAIR YOUR CREDIT SCORE:
Do you know your credit score? People with poor scores usually pay higher interest rates, which translate into larger monthly payments for a mortgage or an auto or student loan. Poor scores can also cost you when renting an apartment, applying for a cell phone plan or even getting the job you want. Luckily, there are steps you can take to improve your score. Click here to read more about this story.
6) WHAT YOU NEED TO KNOW ABOUT YOUR SPOUSE'S FINANCES:
Are you and your spouse knowledgeable about each other’s financial situation? Are critical documents up to date? Are you prepared if a spouse is incapacitated or dies? In case of an unexpected emergency, it is prudent to know the details and location of each other’s financial records and documents. Click here to read more about this story.
7) HOW TO PROTECT YOUR FINANCIAL PRIVACY
With Internet use now an integral part of our lives, it's become commonplace to provide confidential information such
as bank account and credit card numbers, and even your Social Security number. Protecting your personal information today is more difficult - but it's still critically important. Click here to read more about this story.
8) WHEN SHOULD YOU BEGIN TAKING SOCIAL SECURITY PAYMENTS?
Choosing when to retire and start drawing Social Security benefits is an important decision - one that is unique to each individual. Based on Social Security regulations, you can begin taking payments as early as age 62, but the age at which you retire will have an effect on the amount of your payment. Click here to read more about this story.
9) UNDERSTANDING MUTUAL FUND FEES
Mutual funds let you buy into a diverse pool of investments, including short-term securities, stocks and long-term bonds, among others. However, there are typically charges associated with mutual funds, and you should understand those fees and how they will affect your investment. Click here to read more about his story.
10) HOW LONG SHOULD YOU RETAIN FINANCIAL RECORDS?
Every year, taxpayers wade through piles of financial documents to find the information they need to file their taxes. But what happens to all that paperwork once you've mailed your return? How long do you have to keep your records in case of a tax audit? Click here to read more about this story.
